Topic: Insurance

Texas Governor Adopts Executive Order Exempting Insurance Industry Business Travel from Quarantine Restrictions

Texas Governor Gregg Abbott on March 31, 2020, issued Executive Order GA 14 renewing social distancing guidelines in Texas.  Of particular significance to the insurance industry, the Governor’s Order adopted U.S. Department of Homeland Security guidance establishing insurance services as “essential services” and classifying members of the insurance industry as federally identified “essential critical infrastructure workers” under the broader heading of “Financial Services.”  

Read More

Locke Lord QuickStudy: Texas Supreme Court Disallows Windfall in Personal Injury Protection Insurance Suit—Court looks to actual medical expense incurred, not full list rates

On March 27, 2020, the Texas Supreme Court, in Farmers Texas County Mutual Insurance Company v. Beasley, No. 18-0469, decided ‎whether “an injured plaintiff had standing to bring suit against his personal ‎injury protection (PIP) policy insurer after the insurer paid the incurred ‎medical expenses pursuant to the PIP policy, but the amount the PIP insurer ‎paid was the negotiated rate between the plaintiff’s health care insurer and the ‎medical providers—not the medical providers’ list rate.”

Read More

Locke Lord QuickStudy: Texas Supreme Court Answers Certified Question Regarding an Insurer’s Duty to Defend

In Richards v. State Farm Lloyds, — S.W.3d —, 2020 WL 1313782 (Tex. Mar. 20, 2020), the Texas Supreme Court answered a certified question from the Fifth Circuit Court of Appeals about the scope of an insurer’s duty to defend its insured against third-party claims. In determining whether an insurer has a duty to defend, Texas generally uses the “eight corners rule,” under which an insurer’s duty to defend is determined by comparing the claims alleged within the four corners of the petition with the coverage provided within the four corners of the policy.

Read More

Texas Department of Insurance Announces Extension of Claims Handling Deadlines Due to COVID-19

The Texas Department of Insurance (TDI) has announced that the claims-handling deadlines imposed by Texas prompt-payment laws are extended by 15 days.  The extension will assist carriers in responding to the Coronavirus pandemic and results from the combined operation of actions taken by Texas Governor Greg Abbott and Texas Insurance Commissioner Kent Sullivan.

Read More

Topics

Archives

Email the Editors

Click here to Email the Editors

Locke Lord LLP

For the latest information about our Firm visit lockelord.com